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Kalku Refund Policy — v1.4 (Beta)

Draft. Requires lawyer review before public launch. Last updated: May 2026.


Annual Subscription Refunds

Within 7 days of purchase: Full refund. No questions, no conditions. Contact support or request via the app.

After 7 days: Pro-rated refund based on unused annual capacity remaining at the time of the request:

refund_amount = (annual_units_remaining / annual_units_allocated) × annual_price_ngn

Example: Nepo plan (₦30,000/year, 5,000 units). On day 60, you've used 500 units (4,500 remaining).

Refund = (4,500 / 5,000) × ₦30,000 = ₦27,000.

Refunds are returned to the original Paystack payment method within 5–10 business days.

Top-Up Refunds

Top-up purchases (₦1,000 / ₦3,000 / ₦8,000 bundles) are refundable only if no units from that top-up have been consumed. Once any unit is used, the top-up is non-refundable.

Trial Period

The 14-day free trial involves no payment. There is nothing to refund.

Account Closure

Deleting your Kalku account does not trigger a refund for unused annual units or unexpired top-ups. If you wish to request a refund before deleting, do so before initiating account deletion.

Anti-Abuse Policy

Accounts with 3 or more refund requests within any rolling 12-month period will be flagged for manual review. Further refunds may be withheld pending review. This policy exists to protect against refund fraud while preserving goodwill for genuine cases.

How to Request

We aim to process refund requests within 2 business days of receipt.


Kalku Inc. — Lagos, Nigeria

For questions: hello@kalku.ai